Are high electricity bills making it difficult to manage your monthly household expenses? Installing rooftop solar panels can help reduce your electricity costs. The Government of India has introduced the PM Surya Ghar Muft Bijli Yojana to encourage more households to use solar energy with government subsidy support. Under this scheme, eligible residential households can receive up to ₹78,000 in central solar subsidy for rooftop solar installation of 3 kW or more. If you live in Maharashtra and want to understand the PM Surya Ghar Yojana 2026, this guide explains the subsidy amount, eligibility, required documents, online application process, solar installation costs and important things to check before choosing a solar installer. Homeowners in Kudus, Palghar, Boisar and nearby areas can also use this guide to understand their rooftop solar options. What Is PM Surya Ghar Yojana 2026? The PM Surya Ghar Muft Bijli Yojana is a central government scheme that supports residential rooftop solar installations across India. The scheme was launched in February 2024 with a target of installing rooftop solar systems in one crore households. Its main purpose is to help families generate their own electricity, reduce dependence on grid electricity and save money on monthly power bills. Under the scheme, eligible households can receive Central Financial Assistance (CFA) directly through the official process after completing the required installation and verification steps. The scheme aims to help households receive up to 300 units of electricity per month through solar generation. Actual generation and savings depend on the solar system size, sunlight, electricity use and other conditions. Prime Minister of India+1 How Much Solar Subsidy Is Available Under PM Surya Ghar Yojana? One of the most common questions is: How much subsidy is available under PM Surya Ghar Yojana in Maharashtra? The standard central subsidy for eligible residential rooftop solar systems is calculated according to the installed capacity. Solar system capacity Central government subsidy 1 kW ₹30,000 2 kW ₹60,000 3 kW ₹78,000 Above 3 kW Maximum ₹78,000 For eligible residential systems, the subsidy is ₹30,000 per kW for the first 2 kW and ₹18,000 per additional kW up to 3 kW. This means the ₹78,000 solar panel subsidy is the maximum standard central subsidy, not a payment of ₹78,000 for every solar installation. Prime Minister of India+2 How Does the Solar Subsidy Help Homeowners? For example: The final amount payable by the customer depends on the complete installation quotation, approved system capacity, applicable subsidy and any additional work required. Important: Do not select a solar system only because it offers a higher subsidy. Choose a system according to your electricity consumption and available roof space. Who Is Eligible for PM Surya Ghar Yojana in Maharashtra? Before applying for the PM Surya Ghar Yojana Maharashtra, homeowners should check the basic eligibility conditions. Generally, applicants must: The scheme’s central residential subsidy component is intended for eligible households. Commercial offices, factories and industrial properties should not assume they qualify for the same residential subsidy. Final eligibility and technical approval must be checked on the official portal and with the relevant electricity distribution company. Surya Ghar: Muft Bijli Yojana+1 What Documents Are Required for PM Surya Ghar Yojana? Preparing the correct information can make the PM Surya Ghar Yojana online application process easier. Commonly required details include: The portal may ask for additional information at different stages. For subsidy processing, bank details must be correct. The name and account information should match the applicable scheme requirements. Keep your latest electricity bill and bank proof ready before starting your application. How to Apply for PM Surya Ghar Yojana Online in Maharashtra Homeowners can apply through the official National Rooftop Solar Portal. Follow these general steps: Step 1: Visit the official website Open PM Surya Ghar Official Portal. Step 2: Register your account Enter your mobile number and follow the verification process. Step 3: Select your state and electricity provider Choose Maharashtra and select the electricity distribution company shown on your electricity bill, such as MSEDCL where applicable. Step 4: Enter your consumer number Provide your electricity consumer number and complete the application details. Step 5: Submit your rooftop solar application Check the information carefully before submitting your application. Step 6: Complete the required approval process Follow the portal and DISCOM instructions for technical feasibility and installation. Step 7: Select an eligible solar vendor Choose an appropriate vendor from the relevant registered or empanelled vendor list. Step 8: Complete solar installation The system must follow the applicable technical, safety and scheme requirements. Step 9: Complete inspection and commissioning Follow the required inspection, net-metering and commissioning process. Step 10: Submit subsidy details Upload the required documents and bank information through the official process. The subsidy is processed after the required verification. The exact steps and portal requirements can change. Always follow the current instructions shown on the official website. pmsg-production-public.s3.ap-south-1.amazonaws.com+1 What Is the Role of MSEDCL and Mahavitaran in Maharashtra? MSEDCL, also known as Mahavitaran, plays an important role in rooftop solar connections for its electricity consumers. Its responsibilities include relevant application processing, technical checks, grid connection, inspection and net-metering procedures. Customers should understand the difference between a solar installation company and the electricity distribution company. A solar installer helps plan and install the system. The DISCOM handles the applicable electricity connection and approval procedures. For Maharashtra consumers, the MSEDCL official website provides electricity-related information and services. India+2 Latest Maharashtra Solar Scheme Update for 2026 Maharashtra also has a separate targeted rooftop solar initiative for eligible low-income households. In August 2026, the Maharashtra Electricity Regulatory Commission allowed MSEDCL to proceed with a utility-led aggregation model covering 2,11,206 low-income households. This is a targeted programme and should not be confused with the standard residential PM Surya Ghar subsidy available through individual applications. Eligibility, household selection and installation arrangements are different. Mercomindia.com+1 1kW, 2kW, 3kW and 5kW Solar Panel Installation Cost in Maharashtra The solar panel installation cost in Maharashtra depends on several factors. These include: Here is a simple capacity guide: Solar system Common household